Planning tailored for you.
Planful Start is personalized, comprehensive financial planning. We review every significant aspect of your financial life over a series of working sessions (6-12 is typical). You select the scope, the pace, and the cost. To ensure accessibilty, we use a sliding scale of $500-$10,000 per project. Planful Start can stand-alone, but our intention at the outset of any project is a long-term relationship. Find our most common sessions below.
Discovery
We always begin by learning about you, what motivates you, and asking where you want your money to take you.
Every Planful Start begins with discovery.
Household cash flows
An understanding of your income and expenses is the foundation of any comprehensive financial plan.
Unless we’re facing an immediate crisis, this is almost always the first working session of Planful Start
Investments
We learn together, create an investment plan, and set that plan in motion.
Being cornerstone to most savings plans, and for practical purposes of time, the investment session(s) are typically towards the beginning Planful Start.
Real estate
Whether you are buying your first home or your tenth investment property, this session can help.
This session’s timing within the schedule is highly varied.
Risk management and insurance
Let’s talk about protecting your wealth and sleeping easier. Planful consults on insurance, but don’t sell it.
This is a common session, included in most projects.
Financial independence
Let’s turn work into a choice and discuss what you want to do with your time.
It is quite uncommon for this to be skipped. For people who are currently in the process of retiring, this may require significant space.
Tax
We’ll get excited about creating elegant solutions to complex tax situations.
For many Planful People, tax need not be a stand-alone session, for some, it’s essential. No project fully escapes tax conversation.
Education funding
Whatever you have planned for you, your kids, or grandkids, we can help you get the most from your savings.
As you might imagine, this is a pretty common session.
Estate planning
We want to help you plan for life, and what comes after.
Money can be morbid. It’s helpful to cover all aspects of your wealth plan.
Business ownership
We’d like to add value to conversations about entity selection, retirement plans, and your business’ financial metrics.
Naturally, not everyone owns a business, but for those that do, this is a common inclusion in Planful Start.
Plan review
We will lay out your goals and resources, dovetailing the strategies chosen in previous sessions, and you plot a course forward.
This session is always necessary.
Plan delivery
This is the culmination of planning and a review of any actions remaining.
There is typically a good mood during this session, the hard work is over.
Planful selects and schedules projects based on the availability of service and potential fit. For the sake of quailty, all advisors maintain limited practices.
Are you ready for a Planful Start?
We’d like to know about you, your circumstances, and anything important about the planning you need.
